Real answers on your coverage, from someone who genuinely wants you covered right.

A single mother of 4, dedicated to getting your coverage right

Perla Torrez is a Licensed Agent with Phil-Am Insurance Agency, helping clients across the country navigate life insurance, Medicare, annuities, group benefits, ACA plans, and ancillary coverage like dental, vision, and hearing.

As a single mother raising four kids on her own, Perla knows exactly what it feels like to need coverage that actually works when life gets hard, and to not have time to waste on confusing paperwork or sales pressure. Fluent in both English and Spanish, she makes sure language is never a barrier to understanding your own coverage. That's exactly why she does this work.

Perla built her career around a simple belief: people deserve to actually understand what they're signing up for, not just sign it. Whether it's helping someone get covered for the first time or making sure a longtime policyholder actually knows what their plan includes, she treats every client like family, because at the end of the day, she's working just as hard for their future as she is for her own kids'.